Terms of Use

General

These Terms of Use apply to www.sygnum.com and apply to all visitors. By accessing and using our website, www.sygnum.com, you explicitly acknowledge and confirm that you have read, understood and accept these terms of use. Additionally, the Sygnum Privacy Policy applies.

These terms of use are subject to change at any time without notice and access to and use of the website may be restricted or terminated at any time. Continued access to this website following any modification in these Terms of Use will constitute your acceptance of the Terms of Use as modified.

If you do not understand or do not agree with these Terms of Use, do not use this website.

Access to and use of this website are subject to and shall be construed in accordance with Swiss legislation exclusively. The place of sole jurisdiction is Zurich, Switzerland

Access subject to local restrictions and jurisdiction-specific information

This website and its pages are not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of, or located in, any locality, state, country or other jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or is prohibited without obtaining the necessary licences or authorisations and such licences or authorisations have not been obtained.

Sygnum Bank is licenced as bank and securities firm and subject to prudential supervision by the Swiss Financial Market Supervisory Authority (FINMA, Laupenstrasse 27, CH-3003 Bern) in accordance with Swiss law.

Without prejudice to the below, Sygnum Bank is not regulated in the European Union/EEA nor subject to prudential supervision. However, Sygnum Bank is/may be subject to mandatory registration requirements for AML-CFT purposes in certain EU/EEA countries and/or operate according to one or more local third-country frameworks for third-country investment firms and/or credit institutions. Such registration/s shall not, under any circumstance, be construed or be deemed as a positive assessment by the competent authorities of the quality of the services provided by Sygnum Bank and does not amount to a full scope license issued under EU/EEA law.

In respect of the provision of certain services/activities in accordance with the aforementioned third-country regime/s, Sygnum Bank is allowed to provide its services only to per se professional clients and eligible counterparties as these terms are defined under MiFID.

No offer, no advice and no client relationship

All information and materials published, distributed or otherwise made available on this website are provided for informational purposes only. Information and materials contained or described on this website should neither be considered investment, legal, tax or other advice nor a recommendation in relation to holding, purchasing or selling securities and do not take into account the users’ particular investment objectives, financial situation or other needs. No investment or other decisions should be made solely on the basis of the information and materials contained on this website. When making an investment decision, you should either conduct your own research and analysis or seek advice from an expert to make a calculated decision.

Some services and products described on this website are subject to restrictions on the basis of place of residence, domicile, nationality or client segment. Therefore, certain services and products described on this website may not be permissible or suitable for you.

The fact that you are accessing this website does not make you a client of Sygnum.

Forward looking statements

This website may contain forward looking statements and may be subject to change. The opinions expressed herein are those of Sygnum, its affiliates and partners at the time of writing.

The information and analysis on this website, such as for example financial market data, market prices and any other financial market information, is based upon or by reference to carefully selected sources which are believed to be reliable. However, Sygnum makes no representation as to its reliability or completeness and disclaims all liability for losses arising from the use of this information. Past performance is not an indication or guarantee of future performance of a product or underlying asset. The value of any investment may be subject to fluctuations and, in some circumstances, investors may not recover the original amount invested. Exchange rate fluctuations may also cause the value of an investment to rise or fall.

No warranty and no liability

The information and materials contained in Sygnum documents and on this website and have been compiled from sources believed to be reliable. However, Sygnum makes no representation or warranty expressed or implied as to its reliability or completeness and disclaims all liability for any direct or indirect losses, costs, claims, expenses or damages of any kind arising from the use of this website to the fullest extent permitted by law.

Deposit insurance

Client deposits at Sygnum Bank AG are protected under the deposit insurance provided by esisuisse. Like other banks and securities firms in Switzerland, Sygnum Bank AG is required to sign the esisuisse Agreement on self regulation for the deposit insurance scheme. Sygnum clients’ deposits are protected up to a maximum of CHF 100,000 per client. Medium-term notes held in the name of the bearer at the issuing bank are also considered deposits. Depositor protection in Switzerland is provided by esisuisse and explained in detail here.

Intellectual property, copyright and trademark rights

All components of this website are protected by intellectual property laws and are the property of Sygnum, its affiliates or third parties. Copyright, trademark and tradenames rights are applicable.

Nothing on this website shall be construed as granting any license or right to use any image, trademark, service logo or other content protected by intellectual property rights.

Are you in Switzerland?

It looks like you are using a computer with an IP address located outside of Switzerland. If you are located in Switzerland, please click “Continue” to access the Sygnum Bank AG (“Sygnum Bank”) website. If you are not located in Switzerland, please read below.

Local restrictions – Provision of cross-border services

Sygnum is a regulated bank supervised by the Swiss Financial Market Supervisory Authority (FINMA, Laupenstrasse 27, CH-3003 Bern). The products and services on this website are authorised for sale in Switzerland. Sygnum cannot promote its products and services in other countries where it is not authorised by the supervisory authority of that country to do so. Without prejudice to provision of services on the basis of reverse solicitation, Sygnum provides investment services in accordance with EU third-country regimes (where applicable). Sygnum is allowed to provide services only to per se professional clients and eligible  counterparties as defined under MiFID II.

If you are located outside Switzerland and click on “Continue” to visit this website, you confirm that you have read and understood the above and you are visiting this website on your own initiative without any active promotion or solicitation from Sygnum.

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Investor qualification

The following content is available to professional and private qualified Swiss investors. Please confirm your details below to visit this page, or please see our other digital asset updates here.

Qualified investor - I am a natural person who has the knowledge required to comprehend the risks of the investments based on my individual education and professional experience or based on comparable experience in the financial sector and hold liquid assets of at least CHF 500’000 (excl. real estate and pension funds).

A US Person is defined as (a) an individual who is a citizen or resident of the United States for federal income tax purposes; (b) a corporation, partnership or other entity created or organised under the laws of or existing in the United States; (c) an estate or trust the income of which is subject to United States federal income taxes regardless of whether such income is effectively connected with a United States trade or business.

Disclaimer: This content is purely for educational purposes and has been issued by Sygnum Group. It is not intended for distribution, publication, or use in any jurisdiction where such distribution, publication, or use would be unlawful, nor is it aimed at any person or entity to whom it would be unlawful to address such a marketing communication. It does not constitute an offer or a recommendation to subscribe, purchase, sell or hold any security or financial instrument. It contains the opinions of Sygnum Group, as at the date of issue. These opinions and the information contained herein do not take into account an individual‘s specific circumstances, objectives, or needs. No representation is made that any investment or strategy is suitable or appropriate to individual circumstances or that any investment or strategy constitutes personalized investment advice to any investor. Therefore, you must verify the above and all other information provided in the document or otherwise review it with your external advisors. Some investment products and services, including custody, may be subject to legal restrictions or may not be available worldwide on an unrestricted basis. The information and analysis contained herein are based on sources considered as reliable. Sygnum Group uses its best efforts to ensure the timeliness, accuracy, and comprehensiveness of the information contained in this document. Nevertheless, all information indicated herein may change without notice.

Mandatory fields

Security alert

Stay alert to fraudulent communications. Sygnum will never post messages on social media or private messaging applications regarding e-banking access or logins. If you have concerns, contact us.

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