Payment

Can I send and receive both fiat and digital asset transfers through Sygnum? 

Yes. Eligible clients can manage fiat payments and transfers in supported digital assets from a single account relationship. Digital asset withdrawals to external wallets are subject to verification.

Can I make international payments with Sygnum? 

Yes. Sygnum supports domestic and international payment services, subject to applicable eligibility and compliance requirements. 

Can businesses use Sygnum for treasury and operational payments? 

Yes. Corporate and institutional clients can use Sygnum to manage treasury activities, operational payments and digital asset related transactions through a single banking relationship.

Are Sygnum payment services available to both private and institutional clients? 

Sygnum offers payment services to eligible private, professional and institutional clients, subject to onboarding, regulatory and jurisdiction-specific requirements. 

Can I manage payments and digital assets from the same account relationship? 

Yes. Sygnum combines traditional banking services with digital asset capabilities, allowing eligible clients to manage fiat payments, digital asset services and related treasury activities through a single banking relationship. 

Are payments available 24/7? 

Certain payment and settlement capabilities are available outside traditional banking hours through selected networks and services. Availability depends on the payment method and counterparties involved. 

How quickly are payments processed? 

Processing times depend on the payment type, currency and receiving institution. Some transfers are processed in near real time, while others follow standard banking settlement cycles. 

Which currencies can I use for payments? 

Sygnum supports 40+ currencies. Supported currencies depend on the client relationship and applicable services. Please contact your Sygnum representative for the latest list of available currencies. 

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Investor qualification

The following content is available to qualified investors. Please confirm your details below to visit this page, or please see our other digital asset updates here.

Qualified investor - As defined in Art. 10 (3) ff. of the Swiss Collective Investment Schemes Act. In particular, natural persons who have the knowledge required to comprehend the risks of the investments based on their individual education and professional experience or based on comparable experience in the financial sector and hold liquid assets of at least CHF 500,000.

A US Person is defined as (a) an individual who is a citizen or resident of the United States for federal income tax purposes; (b) a corporation, partnership or other entity created or organised under the laws of or existing in the United States; (c) an estate or trust the income of which is subject to United States federal income taxes regardless of whether such income is effectively connected with a United States trade or business.

Disclaimer:

The information in this publication pertaining to Sygnum Bank AG (“Sygnum”) is for general information purposes only, as per date of publication, and should not be considered exhaustive. This publication does not consider the financial situation of any natural or legal person, nor does it provide any tax, legal or investment advice. This publication does not constitute any advice or recommendation, an offer or invitation by or on behalf of Sygnum to purchase or sell any assets. No elements of precontractual or contractual relationship are intended. While the information is believed to be from accurate and reliable sources, Sygnum makes no representation or warranties, expressed or implied, as to the accuracy of the information. Sygnum expressly disclaims any and all liability that may be based on such information, omissions, or errors thereof. Any statements contained in this publication attributed to a third party represent Sygnum‘s interpretation of the data, information and/or opinions provided by that third party either publicly or through a subscription service, and such use and interpretation have not been reviewed by the third party. Sygnum reserves the right to amend or replace the information, in part or entirely, at any time, and without any obligation to notify the recipient of such amendment / replacement or to provide the recipient with access to the information. Simultaneously, there is no obligation of Sygnum to inform recipients of information, if before provided information later becomes outdated, inaccurate or obsolete, unless otherwise provided by applicable law. The information provided is not intended for use by or distributed to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulatory provisions or in which Sygnum does not hold the necessary registration, approval authorization or license. Except as otherwise provided by Sygnum, it is not allowed to modify, copy, distribute or reproduce, display, license, or otherwise use any content for commercial purposes.

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Security alert

Stay alert to fraudulent communications. Sygnum will never post messages on social media or private messaging applications regarding Sygnum banking access or logins. If you have concerns, contact us.

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