Credit card

How much does a Sygnum credit card cost?

Details about the credit card costs are available here. The annual charge starts at CHF 100 for a Silver card for a private individual or corporate entities.

If you are a Sygnum client, please contact your Relationship Manager or please contact our team to learn more about interest charges and collateral required here.

How do I apply for a Sygnum credit card?

If you are a Sygnum client, please contact your Relationship Manager or our team here.

What type of credit cards are available?

Sygnum offers CHF, EUR and USD credit cards for both private individuals and corporate entities. Private individuals can choose between Silver, Gold cards from Visa or Mastercard and Platinum cards from Visa with distinct benefits, such as insurance and rewards points.

Corporate entities can choose between Business or Corporate Mastercard with Silver or Gold benefits that include insurance and turnover discounts. Details for these cards are available here.

If you are a Sygnum client, please contact your Relationship Manager or our team to learn more here.

May I hold multiple Sygnum credit cards?

Yes, it is possible to hold multiple credit cards for corporate or currency needs. Sygnum offers CHF, EUR and USD credit cards for both private individuals and corporate entities. Information about the currencies and cards is available here.

If you are a Sygnum client, please contact your Relationship Manager or please contact our team to learn more here.

How do I add a Sygnum credit card to my mobile wallets?

To add the Sygnum credit card to your mobile wallet, is possible in three steps:

1. Ddownload the Viseca One App on your mobile phone.

2. Register in the Viseca One App.

3. Then add Apple Pay, Google Pay or Samsung Pay from within the app via the cCard overview tab.

More Information is available here:

Apple Pay | Viseca Card Services

Google Pay | Viseca Card Services

Samsung Pay | Viseca Card Services

TWINT | Viseca Card Services

If you are a Sygnum client, please contact your Relationship Manager or please contact our team to learn more here.

Why are no cryptocurrencies available for the Sygnum credit card?

The Sygnum credit card offering is provided by Viseca, a major Swiss card provider. Currently, Viseca does not offer crypto as means of payment. Sygnum clients can set up automated payments from their crypto or fiat holdings with Sygnum using the Sygnum banking platform to pay their CHF, EUR or USD credit card balances.

If you are a Sygnum client, please contact your Relationship Manager or please contact our team to learn more here.

Why is SGD not available with the Sygnum credit card?

The Sygnum credit card offering is provided by Viseca, a major Swiss card provider. Currently, Viseca does not offer SGD credit cards. Sygnum clients can set up automated payments from their crypto or fiat holdings with Sygnum using the Sygnum banking platform to pay their CHF, EUR or USD credit card balances.

If you are a Sygnum client, please contact your Relationship Manager or please contact our team to learn more here.

What interest is charged with a Sygnum credit card?

Credit card interest rates for private individuals are as follows:
• 12% annualised interest rate for arrears until 31 April, 2024. This rate increases to 13% on 1 May, 2024
• 2.5% processing fee for Silver card transactions in foreign currencies
• 1.75% processing fee for Gold and Platinum card transactions in foreign currencies

Credit card interest rates for corporate entities are as follows:
• 14.93% annualised interest rate for arrears
• 1.5% processing fee for transactions in foreign currencies

Viseca reserves the right to change the applicable fees.

If you are a Sygnum client, please contact your Relationship Manager or our team for more information about the applicable fees here.

What are the Sygnum credit card payment terms?

Credit card invoices are due at the end of each month without any additional charges, and full payment is required within 3 months.

Credit card interest rates for private individuals are as follows:
• 12% annualised interest rate for arrears until 31 April, 2024. This rate increases to 13% on 1 May, 2024
• 2.5% processing fee for Silver card transactions in foreign currencies
• 1.75% processing fee for Gold and Platinum card transactions in foreign currencies

Credit card interest rates for corporate entities are as follows:
• 14.93% annualised interest rate for arrears
• 1.5% processing fee for transactions in foreign currencies

Viseca reserves the right to change the applicable fees.

If you are a Sygnum client, please contact your Relationship Manager or our team for more information about the applicable fees here.

How do I check my credit card remaining limit and charges?

The remaining credit card balance, limit and charges for your Sygnum credit card are available using the Viseca one app. Login online or downloading and logging into the mobile one app. More information and access to login or get the app is available here from Viseca. You will need a registration code to login to the app for the first time. This is sent to you separately after you receive your card.

If you are a Sygnum client, please contact your Relationship Manager or please contact our team to learn more here.

Contact us

Contact us

Submit Mandatory fields

Local restrictions – Provision of cross-border services

It looks like you are using a computer with an IP address located outside of Switzerland.
If you are located in Switzerland, please click “Continue” to access the Sygnum Bank AG (Sygnum) website.

If you are not located in Switzerland, please read below.

This website and the information contained herein are addressed solely to persons residing or domiciled in Switzerland.

Sygnum is a regulated bank supervised by the Swiss Market Financial Authority (FINMA). The products and services on this website are authorised in Switzerland. Sygnum cannot promote its products and services in other countries where it is not authorised by the supervisory authority of that country to do so.

If you click on “Continue” to visit this website, you confirm that you have read and understood the above and you are visiting this website on your own initiative without any active promotion or solicitation from Sygnum.

Investor qualification

The following content is available to qualified investors. Please confirm your details below to visit this page, or please see our other digital asset updates here.

Security alert

Stay alert to fraudulent communications. Sygnum will never post messages on social media or private messaging applications regarding e-banking access or logins. If you have concerns, contact us.

Close