Accounts

What type of accounts does Sygnum offer to clients?

Sygnum offers clients both fiat and digital asset accounts, seamlessly integrated in one e-banking solution. Sygnum supports the following fiat currencies: CHF, EUR, USD and SGD with additional fiat currencies available on request. Sygnum offers custody services for a diverse and growing range of cryptocurrencies and asset tokens, click here to view.

What fees does Sygnum charge for incoming and outgoing cash payments?  

Incoming cash payments are free of charge. For outgoing cash payments, private clients will be charged between CHF 10 and 50, depending on payment type. Please see our corporate and private clients price list.

What fees does Sygnum charge for custody services? 

For Sygnum’s multi-level secure custody, clients are charged in basis points (bps) per annum depending on the volume of their digital assets held at Sygnum. For questions and prices, please see our private and corporate price list.

What is Sygnum’s BIC (SWIFT-Code) for transferring cash to a Sygnum account? 

Sygnum’s BIC (Bank Identifier Code), also referred to as our SWIFT-Code or SWIFT-BIC, is SYGNCHZZ. It Sygnum’s BIC (Bank Identifier Code), also referred to as our SWIFT-Code or SWIFT-BIC, is SYGNCHZZ. This can be used together with the recipient’s IBAN, name and address for all SWIFT and SEPA payments made to Sygnum. 

Can I deposit fiat currency with Sygnum?

Yes, you can deposit CHF, EUR, USD and SGD in Sygnum accounts using SWIFT and SEPA payment systems.

Which payment methods does Sygnum support? 

Sygnum supports all common payment standards including SIC (Swiss Interbank Clearing), euroSIC, SEPA (Single Euro Payments Area) and SWIFT (Society for Worldwide Interbank Financial Telecommunication). 

Can I deposit crypto assets into my Sygnum account?

Yes, you can deposit your cryptocurrencies at Sygnum. Please find the full list of accepted cryptocurrency deposit types here here.

Can digital assets be withdrawn from a Sygnum wallet? 

You can withdraw or make payments with digital assets by withdrawing funds from your Sygnum e-banking platform and sending it to external wallets you own. Please note that when funds are sent to a wallet you own for the first time, transactions need to be verified by Sygnum’s proprietary digital asset screening tool.

This transaction verification by the bank is performed during business hours from Monday to Friday, between 8:00 and 17:00 CET. The transferred assets cannot be disposed of until the respective transaction has been verified.

Does Sygnum offer different types of digital asset wallets? 

Yes, Sygnum offers two types of wallets for tokens: trading and vault. The trading wallet includes a comprehensive set of trading features, with the vault wallet typically used for holding funds and includes additional security elements.

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Are you in Switzerland?

It looks like you are using a computer with an IP address located outside of Switzerland. If you are located in Switzerland, please click “Continue” to access the Sygnum Bank AG (“Sygnum Bank”) website. If you are not located in Switzerland, please read below.

Local restrictions – Provision of cross-border services

Sygnum is a regulated bank supervised by the Swiss Financial Market Supervisory Authority (FINMA, Laupenstrasse 27, CH-3003 Bern). The products and services on this website are authorised for sale in Switzerland. Sygnum cannot promote its products and services in other countries where it is not authorised by the supervisory authority of that country to do so. Without prejudice to provision of services on the basis of reverse solicitation, Sygnum provides investment services in accordance with EU third-country regimes (where applicable). Sygnum is allowed to provide services only to per se professional clients and eligible  counterparties as defined under MiFID II.

If you are located outside Switzerland and click on “Continue” to visit this website, you confirm that you have read and understood the above and you are visiting this website on your own initiative without any active promotion or solicitation from Sygnum.

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Investor qualification

The following content is available to professional and private qualified Swiss investors. Please confirm your details below to visit this page, or please see our other digital asset updates here.

Qualified investor - I am a natural person who has the knowledge required to comprehend the risks of the investments based on my individual education and professional experience or based on comparable experience in the financial sector and hold liquid assets of at least CHF 500’000 (excl. real estate and pension funds).

A US Person is defined as (a) an individual who is a citizen or resident of the United States for federal income tax purposes; (b) a corporation, partnership or other entity created or organised under the laws of or existing in the United States; (c) an estate or trust the income of which is subject to United States federal income taxes regardless of whether such income is effectively connected with a United States trade or business.

Disclaimer: This content is purely for educational purposes and has been issued by Sygnum Group. It is not intended for distribution, publication, or use in any jurisdiction where such distribution, publication, or use would be unlawful, nor is it aimed at any person or entity to whom it would be unlawful to address such a marketing communication. It does not constitute an offer or a recommendation to subscribe, purchase, sell or hold any security or financial instrument. It contains the opinions of Sygnum Group, as at the date of issue. These opinions and the information contained herein do not take into account an individual‘s specific circumstances, objectives, or needs. No representation is made that any investment or strategy is suitable or appropriate to individual circumstances or that any investment or strategy constitutes personalized investment advice to any investor. Therefore, you must verify the above and all other information provided in the document or otherwise review it with your external advisors. Some investment products and services, including custody, may be subject to legal restrictions or may not be available worldwide on an unrestricted basis. The information and analysis contained herein are based on sources considered as reliable. Sygnum Group uses its best efforts to ensure the timeliness, accuracy, and comprehensiveness of the information contained in this document. Nevertheless, all information indicated herein may change without notice.

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Stay alert to fraudulent communications. Sygnum will never post messages on social media or private messaging applications regarding e-banking access or logins. If you have concerns, contact us.

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