Fiat and crypto payments. One banking platform.
Make domestic and international payments through Sygnum e-banking. Manage fiat and crypto payments in one place, with access to multiple currencies, global payment networks and Sygnum credit cards.
Everything you need to move money
Fast and reliable payments
Execute domestic and international payments through our e-banking platform.
Fiat and Digital Asset payments in one platform
Manage both traditional fiat and cryptocurrency payments within a single e-banking solution.
Simple and intuitive user experience
An easy-to-use interface enables users to create, approve, and manage payments efficiently.
Global reach with multiple payment rails and currencies
Access multiple cross-border payment rails and a broad range of supported currencies, providing flexibility for international payment needs.
Payment services and features are subject to client eligibility, supported currencies and payment networks, applicable terms and jurisdictional restrictions.
One platform, multiple ways to pay
Our e-banking platform provides a comprehensive payment solution supporting both traditional and digital asset transactions.
Bank payments
Domestic and international transfers through established banking networks:
- SEPA
- SIC
- SWIFT
- Instant payments (Inbound instant payments via SIC, where supported)
- (Indirect) ABA routing
Payment services
Flexible workflows for individual and business payment needs
- Bulk payments
- Digital Asset transfers
- Single payments
- Standing orders
Credit cards
Everyday spending for private and corporate clients:
- Business
- Corporate
- Personal
Pay globally in the currencies that matter
Access domestic and cross-border payment infrastructure through a broad range of supported currencies and payment networks. Global availability is subject to applicable regulations, sanctions requirements and payment-network coverage.
From established rails to 24/7 settlement
Traditional
SWIFT · SEPA · SIC
Established domestic and international payment networks.
Instant
Real-time capabilities
Inbound instant payment capabilities via SIC, where supported.
24/7 settlement
Next-generation settlement
Next-generation settlement – 24/7 settlement capabilities through solutions such as Sygnum Connect and selected partner networks, where available.
Sygnum credit card
Payments are easy with a Sygnum credit card. Connect your crypto assets to your fiat currency payment needs.
Use it for everyday spending
Pay globally online or offline, and connect to mobile wallets and payment apps easily, including Google Pay, Samsung Wallet and P2P apps like TWINT.
Crypto to Fiat payments
Convert supported crypto assets into CHF, EUR or USD through Sygnum and use your fiat balance for your payment needs.
Full-service benefits
Get full-service benefits that include insurance coverage, liability waivers, concierge services, VIP status in select hotels, airport lounge priority access and rewards points.
Simplify your banking
Sygnum makes banking simple with crypto trading, investing and payments all from one banking platform.
Payment FAQs
Can I send and receive both fiat and digital asset transfers through Sygnum?
Yes. Eligible clients can manage fiat payments and transfers in supported digital assets from a single account relationship. Digital asset withdrawals to external wallets are subject to verification.
Which currencies can I use for payments?
Sygnum supports 40+ currencies. Supported currencies depend on the client relationship and applicable services. Please contact your Sygnum representative for the latest list of available currencies.
Can I make international payments with Sygnum?
Yes. Sygnum supports domestic and international payment services, subject to applicable eligibility and compliance requirements.
How quickly are payments processed?
Processing times depend on the payment type, currency and receiving institution. Some transfers are processed in near real time, while others follow standard banking settlement cycles.
Are payments available 24/7?
Certain payment and settlement capabilities are available outside traditional banking hours through selected networks and services. Availability depends on the payment method and counterparties involved.
Can businesses use Sygnum for treasury and operational payments?
Yes. Corporate and institutional clients can use Sygnum to manage treasury activities, operational payments and digital asset related transactions through a single banking relationship.
Can I manage payments and digital assets from the same account relationship?
Yes. Sygnum combines traditional banking services with digital asset capabilities, allowing eligible clients to manage fiat payments, digital asset services and related treasury activities through a single banking relationship.
Are Sygnum payment services available to both private and institutional clients?
Sygnum offers payment services to eligible private, professional and institutional clients, subject to onboarding, regulatory and jurisdiction-specific requirements.
May I hold multiple Sygnum credit cards?
Yes, it is possible to hold multiple credit cards for corporate or currency needs. Sygnum offers CHF, EUR and USD credit cards for both private individuals and corporate entities. Information about the currencies and cards is available here.
If you are a Sygnum client, please contact your Relationship Manager or please contact our team to learn more here.
How much does a Sygnum credit card cost?
Details about the credit card costs are available here. The annual charge starts at CHF 100 for a Silver card for a private individual or corporate entities.
If you are a Sygnum client, please contact your Relationship Manager or please contact our team to learn more about interest charges and collateral required here.
How do I apply for a Sygnum credit card?
If you are a Sygnum client, please contact your Relationship Manager or our team here.