Get a BTC Lombard loan

Put your Bitcoin to work with instant liquidity, flexible terms and the trusted security of a Swiss bank.

Maintain full ownership, no rehypothecation. Borrow fiat and retain your BTC upside exposure.

Become a client Download the quick guide

Access liquidity without selling

Maintain ownership of pledged Bitcoin throughout the loan period.

Flexible structure

Overdraft facilities can be drawn, repaid, and drawn again at any time, provided collateral requirements are maintained. Interest is charged on daily balances.

Institutional-grade custody

Loan structures aligned with Swiss banking standards and governance provided by a global digital asset banking group.

How to grow your BTC

1. Onboard digitally

2. Transfer-in or buy BTC

3. Apply for a flexible BTC Lombard loan

4. Access within 24 hours*

5. Use Loan proceeds in USD, CHF and EUR

6. Payback or extend anytime

Ready to onboard?

Onboarding with Sygnum Bank is convenient, all-digital and available 24/7.

Get started today to get access to our advanced Bitcoin trading and asset management products, bank-grade custody, and white-glove relationship management.

*Lombard loan setup time for individual cases might vary with non-standard conditions.
Become a client

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This website and the information contained herein are addressed solely to persons residing or domiciled in Switzerland.

Sygnum is a regulated bank supervised by the Swiss Market Financial Authority (FINMA). The products and services on this website are authorised in Switzerland. Sygnum cannot promote its products and services in other countries where it is not authorised by the supervisory authority of that country to do so.

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Investor qualification

The following content is available to qualified investors. Please confirm your details below to visit this page, or please see our other digital asset updates here.

Qualified investor - As defined in Art. 10 (3) ff. of the Swiss Collective Investment Schemes Act. In particular, natural persons who have the knowledge required to comprehend the risks of the investments based on their individual education and professional experience or based on comparable experience in the financial sector and hold liquid assets of at least CHF 500,000.

A US Person is defined as (a) an individual who is a citizen or resident of the United States for federal income tax purposes; (b) a corporation, partnership or other entity created or organised under the laws of or existing in the United States; (c) an estate or trust the income of which is subject to United States federal income taxes regardless of whether such income is effectively connected with a United States trade or business.

Disclaimer:

The information in this publication pertaining to Sygnum Bank AG (“Sygnum”) is for general information purposes only, as per date of publication, and should not be considered exhaustive. This publication does not consider the financial situation of any natural or legal person, nor does it provide any tax, legal or investment advice. This publication does not constitute any advice or recommendation, an offer or invitation by or on behalf of Sygnum to purchase or sell any assets. No elements of precontractual or contractual relationship are intended. While the information is believed to be from accurate and reliable sources, Sygnum makes no representation or warranties, expressed or implied, as to the accuracy of the information. Sygnum expressly disclaims any and all liability that may be based on such information, omissions, or errors thereof. Any statements contained in this publication attributed to a third party represent Sygnum‘s interpretation of the data, information and/or opinions provided by that third party either publicly or through a subscription service, and such use and interpretation have not been reviewed by the third party. Sygnum reserves the right to amend or replace the information, in part or entirely, at any time, and without any obligation to notify the recipient of such amendment / replacement or to provide the recipient with access to the information. Simultaneously, there is no obligation of Sygnum to inform recipients of information, if before provided information later becomes outdated, inaccurate or obsolete, unless otherwise provided by applicable law. The information provided is not intended for use by or distributed to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the law or regulatory provisions or in which Sygnum does not hold the necessary registration, approval authorization or license. Except as otherwise provided by Sygnum, it is not allowed to modify, copy, distribute or reproduce, display, license, or otherwise use any content for commercial purposes.

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